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DISCLAIMER OF WARRANTIES, LIMITATION OF LIABILITIES, INDEMNIFICATION

The author and publisher of this ebook and the accompanying materials have used their best efforts in preparing this ebook. The author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this ebook. The information contained in this ebook is strictly for educational purposes. Therefore, if you wish to apply ideas contained in this ebook, you are taking full responsibility for your actions.

MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS. THE ADVICE AND STRATEGIES CONTAINED HEREIN MAY NOT BE SUITABLE TO YOUR SITUATION. NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSES. IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

THE AUTHOR AND PUBLISHER DISCLAIM ANY WARRANTIES (EXPRESS OR IMPLIED), MERCHANTABILITY, OR FITNESS FOR ANY PARTICULAR PURPOSE. THE AUTHOR AND PUBLISHER, NOR THEIR AFFILIATES, AGENTS, LICENSORS OR EMPLOYEES SHALL IN NO EVENT BE HELD LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL OR OTHER CONSEQUENTIAL DAMAGES ARISING DIRECTLY OR INDIRECTLY FROM ANY USE OR MISUSE OF THIS MATERIAL, WHICH IS PROVIDED "AS IS," AND WITHOUT WARRANTIES.

As always, the advice of a competent legal or other professional should be sought where appropriate.

The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this ebook.

All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

This ebook is copyrighted by Rufina James. No part of this may be copied, or changed in any format, sold, or used in any way other than what is outlined within this ebook under any circumstances.